See how wallet and account records work
Our Privacy Policy separates account details from payment records so you can understand each purpose. When you create an account, we may use your phone number, verification result, login events and device signals to protect access. A DANA, OVO, GoPay, QRIS, bank transfer or virtual account
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transaction can create a reference, amount, status and timestamp for reconciliation; we do not need your wallet password. We retain records for the period needed for account support, security checks and applicable legal duties. Cookies can remember session settings and help us detect unusual sign-in behaviour.
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Access or eligibility depends on local law, and some data requests may need an account check before we respond. The policy applies to the skin toto website and its account paths, while any external wallet handles its own data practices.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.